Comparison
Coverage types
RC, mini-omnium, full omnium: what each plan covers and for which vehicle profile, with the indicative Belgian market price range.
Third-party (RC)
280 € / yr
Cheapest
Mini-omnium
400 € / yr
Full omnium
600 € / yr
Indicative price / year
€280–420
Indicative price / year
€400–660
Indicative price / year
€600–1,120
What's covered
Damage caused to third parties (compulsory)
What's covered
RC + theft, fire, broken glass, natural forces, animal collision
What's covered
Everything + own damage, all accidents and vandalism
Recommended for
Old or low-value car
Recommended for
Car aged 3 to 6 years
Recommended for
New, recent or valuable car
Indicative annual premiums for a reference profile (Brussels, Citroën C3 2019, 10,000 km/year, no claims), based on publicly available Belgian market rates (June 2026). Your actual price depends on your profile, vehicle and bonus-malus — simulate it.
Your real rate can vary twofold
For the same profile, the gap between insurers is huge. Get your personalised figure in 2 minutes.